Empowering Innovation, Shaping Futures

Lab12, the technology incubator of Munasco Capital.
With an astute eye for identifying industry pain points, we craft bespoke technological innovations to alleviate burdens and enhance user experiences.

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Our Portfolio

Embodied in our portfolio are two thriving ventures, born from our commitment to innovation.

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A comprehensive technology provider, PAYD facilitates the seamless integration of Buy Now Pay Later (BNPL) solutions into diverse markets. With a plug-and-play approach, PAYD offers a customizable solution, mitigating risks and eliminating upfront costs for businesses.

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Revolutionizing financial access, PAYDAY is an online platform granting employees access to up to 50% of their monthly salary before the designated pay date. Empowering financial freedom and flexibility, PAYDAY redefines the traditional pay cycle.

Join us in shaping the future of technology and finance

Partner with Lab12 to unlock innovation, streamline processes and propel your business forward.

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